CustodyStress
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Part of the CustodyStress archive of observed Bitcoin custody incidents
CS-00391

Documentation absent — exchange custody (2017)

Constrained
Case description
A Bitcoin-backed mortgage product offered to overseas property buyers collapsed in June 2017. The product documentation did not specify what happened to BTC collateral if the property transaction failed to complete. When a transaction collapsed, both the mortgage provider and the buyer claimed the BTC collateral. No dispute resolution mechanism was specified in the contract.
Custody context
Stress conditionDocumentation absent
Custody systemExchange custody
OutcomeConstrained
DocumentationUnknown
Year observed2017
CountryUnknown
Structural dependencies observed
Undocumented procedure
What this illustrates
There was no documentation of how access worked. Without it, there was no path back in. Whether full access was ultimately possible is unclear, but significant delay or outside intervention was involved.
Outcome interpretation
Access remained possible, but only with delay, dependence, or significant difficulty.
Source
Publicly Reported
Evidence type
Forum post
Related cases involving documentation absent
167 cases involve documentation absent 471 cases involve exchange custody View archive statistics →
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Framework references
Terms guide
Survives
Access remained possible under the reported conditions.
Constrained
Access remained possible, but only with delay, dependence, or significant difficulty.
Blocked
Access was not possible under the reported conditions.
Indeterminate
There was not enough information to determine the outcome.
Single-person knowledge
Recovery depended on information or capability held by one individual who was unavailable.
Institutional dependence
Recovery depended on a third-party institution or service that was inaccessible or uncooperative.
Documentation gap
Recovery depended on instructions that were missing, incomplete, or unclear.
Authority mismatch
The person with legal authority to act did not have operational access, or vice versa.
Original text
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