Legal Disclaimer

CustodyStress — Bitcoin Custody Survivability Diagnostic

Last updated: February 2026

Important Notice

CustodyStress is a diagnostic instrument designed to model Bitcoin custody survivability under defined stress scenarios.

Use of the assessment is subject to the terms below.

No Advice Provided

CustodyStress does not provide financial, investment, legal, tax, estate-planning, or security advice.

• The assessment does not recommend specific actions, products, wallets, services, or custody methods.
• Results are descriptive, not prescriptive.
• Outputs reflect modeled outcomes based on user-provided inputs under defined assumptions.

CustodyStress does not assume responsibility for how assessment outputs are interpreted or used.

Not a Security Audit

CustodyStress is not a security audit, penetration test, or formal risk assessment.

• It does not verify configurations, implementations, or operational controls.
• It does not test cryptography, software correctness, or hardware integrity.
• It does not guarantee safety, recoverability, or resistance to loss.

The diagnostic models plausible failure scenarios, not exhaustive or real-time threats.

No Wallet, Vendor, or Product Review

CustodyStress is wallet-agnostic, coordinator-agnostic, and inheritance-product-agnostic.

• It does not model, compare, endorse, or certify any wallet, service, app, coordinator, or provider.
• References to categories of tools (e.g., password managers, assisted inheritance, multisignature setups) are generic and non-evaluative.

Any conclusions about specific products or services are outside the scope of the assessment.

Assumptions and Limitations

The assessment operates under explicit assumptions, including but not limited to:

• The system is modeled as it exists at the time of assessment
• No new instructions, explanations, or interventions are assumed
• Internet access, vendor availability, and human cooperation are not guaranteed
• Stress, delay, confusion, and human error are expected

Results may change if assumptions change.

CustodyStress does not account for all possible threats, jurisdictions, or individual circumstances.

No Guarantee of Outcomes

CustodyStress does not guarantee:

• Successful recovery of Bitcoin or digital assets
• Protection against theft, loss, coercion, seizure, or error
• Legal compliance in any jurisdiction
• Timely or uninterrupted access to funds

All custody setups involve risk. The diagnostic highlights risk; it does not eliminate it.

Privacy and Data Handling

CustodyStress does not request, collect, or store sensitive information.

Specifically, the assessment does not request or retain:

• Private keys or seed phrases
• Wallet addresses
• Passwords or PINs
• Specific physical locations
• Personally identifying information

Assessment data is processed locally in the user's browser and is not intentionally stored, shared, or used by CustodyStress for training, analytics, or third-party purposes.

No Professional Relationship

Use of CustodyStress does not create any professional, fiduciary, advisory, or client relationship.

If you require legal, tax, financial, or estate-planning advice, consult a qualified professional in your jurisdiction.

Acceptance of Risk

Bitcoin custody involves inherent risk, including permanent loss.

By using CustodyStress, you acknowledge that:

• You are responsible for your custody decisions
• You understand that modeled outcomes are hypothetical
• You accept all risks associated with custody and reliance on diagnostic outputs

Jurisdiction and Changes

This disclaimer is provided for informational purposes only.

CustodyStress reserves the right to modify this disclaimer at any time. Modifications to the diagnostic methodology are governed by the Standard Version policy described in the Change Log.

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