CustodyStress
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Part of the CustodyStress archive of observed Bitcoin custody incidents
CS-01372

The platform, which had filed for bankruptcy in November 2022, approved a plan in late

Constrained
Case description
BlockFi's distribution to creditors continued throughout 2025. The platform, which had filed for bankruptcy in November 2022, approved a plan in late 2024 that provided partial recovery to retail creditors. By mid-2025, the first distributions were being processed, but the recovery rate for most retail creditors was substantially below 100% of their deposited value. BlockFi creditors who had held Bitcoin on the platform received a cash payment based on their account value at petition date, with the same structural loss issue as FTX creditors: Bitcoin's appreciation between 2022 and 2025 was not captured.
Custody context
Stress conditionVendor lockout
Custody systemExchange custody
OutcomeConstrained
DocumentationUnknown
Year observed2025
CountryUnited States
Structural dependencies observed
Institutional cooperation required
What this illustrates
Getting access back required help from an institution — and that help wasn't available. Whether full access was ultimately possible is unclear, but significant delay or outside intervention was involved.
Outcome interpretation
Access remained possible, but only with delay, dependence, or significant difficulty.
Source
Publicly Reported
Evidence type
News article
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Framework references
Terms guide
Survives
Access remained possible under the reported conditions.
Constrained
Access remained possible, but only with delay, dependence, or significant difficulty.
Blocked
Access was not possible under the reported conditions.
Indeterminate
There was not enough information to determine the outcome.
Single-person knowledge
Recovery depended on information or capability held by one individual who was unavailable.
Institutional dependence
Recovery depended on a third-party institution or service that was inaccessible or uncooperative.
Documentation gap
Recovery depended on instructions that were missing, incomplete, or unclear.
Authority mismatch
The person with legal authority to act did not have operational access, or vice versa.