CustodyStress
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Part of the CustodyStress archive of observed Bitcoin custody incidents
CS-01270

BlockFi had filed for Chapter 11 bankruptcy in November 2022 following FTX's collapse.

Constrained
Case description
BlockFi creditors continued waiting for distributions through 2024. BlockFi had filed for Chapter 11 bankruptcy in November 2022 following FTX's collapse. Throughout 2024, BlockFi's estate worked to resolve claims and begin repayments. However, significant litigation was ongoing—including claims against FTX's estate and disputes about the treatment of client assets. BlockFi customers who had held Bitcoin in the platform's interest-bearing accounts were classified as unsecured creditors with recovery rates substantially below 100%. The extended timeline meant customers had missed the 2023-2024 Bitcoin price recovery while their assets remained locked in the bankruptcy estate at petition-date values.
Custody context
Stress conditionVendor lockout
Custody systemExchange custody
OutcomeConstrained
DocumentationUnknown
Year observed2024
CountryUnited States
Structural dependencies observed
Institutional cooperation required
What this illustrates
Getting access back required help from an institution — and that help wasn't available. Whether full access was ultimately possible is unclear, but significant delay or outside intervention was involved.
Outcome interpretation
Access remained possible, but only with delay, dependence, or significant difficulty.
Source
Publicly Reported
Evidence type
News article
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Framework references
Terms guide
Survives
Access remained possible under the reported conditions.
Constrained
Access remained possible, but only with delay, dependence, or significant difficulty.
Blocked
Access was not possible under the reported conditions.
Indeterminate
There was not enough information to determine the outcome.
Single-person knowledge
Recovery depended on information or capability held by one individual who was unavailable.
Institutional dependence
Recovery depended on a third-party institution or service that was inaccessible or uncooperative.
Documentation gap
Recovery depended on instructions that were missing, incomplete, or unclear.
Authority mismatch
The person with legal authority to act did not have operational access, or vice versa.
Original text
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