CustodyStress
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Part of the CustodyStress archive of observed Bitcoin custody incidents
CS-01123

Institutional lockout — Coinbase (2023)

Survives
Case description
The June 2023 SEC lawsuits against Coinbase and Binance prompted immediate self-protective actions by both exchanges. Coinbase restricted certain trading pairs and Binance imposed enhanced KYC requirements on some user categories. Customers whose accounts fell into KYC-review queues during the peak lawsuit period found withdrawal processing delayed by days to weeks. While both exchanges remained solvent, the regulatory pressure created temporary access constraints that mirrored the experience of insolvent exchanges despite the underlying solvency being intact.
Custody context
Stress conditionVendor lockout
Custody systemExchange custody
OutcomeSurvives
DocumentationUnknown
Year observed2023
CountryInternational
Structural dependencies observed
Legal process requiredInstitutional cooperation required
Outcome interpretation
Access remained possible under the reported conditions.
Source
Publicly Reported
Evidence type
News article
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Framework references
Terms guide
Survives
Access remained possible under the reported conditions.
Constrained
Access remained possible, but only with delay, dependence, or significant difficulty.
Blocked
Access was not possible under the reported conditions.
Indeterminate
There was not enough information to determine the outcome.
Single-person knowledge
Recovery depended on information or capability held by one individual who was unavailable.
Institutional dependence
Recovery depended on a third-party institution or service that was inaccessible or uncooperative.
Documentation gap
Recovery depended on instructions that were missing, incomplete, or unclear.
Authority mismatch
The person with legal authority to act did not have operational access, or vice versa.
Original text
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