CustodyStress
Archive › Owner incapacity
Part of the CustodyStress archive of observed Bitcoin custody incidents
CS-01409

The exchange account held approximately $120,000 in Bitcoin.

Survives
Case description
A 2025 case described by a California elder law attorney involved a 74-year-old Bitcoin exchange user whose cognitive decline had reached the point where they could no longer navigate the exchange's mobile interface. The exchange account held approximately $120,000 in Bitcoin. The holder had created a RUFADAA-compliant power of attorney designating their daughter as attorney-in-fact with explicit digital asset authority. Coinbase accepted the POA documentation and completed the transition of account access in approximately five weeks, allowing the daughter to manage the account on the holder's behalf while the holder remained alive.
Custody context
Stress conditionOwner incapacity
Custody systemExchange custody
OutcomeSurvives
DocumentationUnknown
Year observed2025
CountryUnited States
Structural dependencies observed
Institutional cooperation requiredLegal process required
Outcome interpretation
Access remained possible under the reported conditions.
Source
Privately Reported
Evidence type
News article
Related cases involving owner incapacity
68 cases involve owner incapacity 512 cases involve exchange custody View archive statistics →
This archive documents observed custody survivability failures. It does not attempt to document all Bitcoin losses or security incidents. Submit a case
← All cases
Framework references
Terms guide
Survives
Access remained possible under the reported conditions.
Constrained
Access remained possible, but only with delay, dependence, or significant difficulty.
Blocked
Access was not possible under the reported conditions.
Indeterminate
There was not enough information to determine the outcome.
Single-person knowledge
Recovery depended on information or capability held by one individual who was unavailable.
Institutional dependence
Recovery depended on a third-party institution or service that was inaccessible or uncooperative.
Documentation gap
Recovery depended on instructions that were missing, incomplete, or unclear.
Authority mismatch
The person with legal authority to act did not have operational access, or vice versa.