CustodyStress
Archive › Owner death
Part of the CustodyStress archive of observed Bitcoin custody incidents
CS-01066

This institutional dependency on legal process was a new form of access constraint

Survives
Case description
Coinbase's 2022 estate access process required heirs to submit a death certificate, letters testamentary or letters of administration from a probate court, and government-issued ID. The process typically took four to eight weeks and required engagement with probate courts even for small estates. Heirs in states without simplified small-estate procedures faced full probate for wallet access. This institutional dependency on legal process was a new form of access constraint specific to exchange-custodied Bitcoin.
Custody context
Stress conditionOwner death
Custody systemExchange custody
OutcomeSurvives
DocumentationUnknown
Year observed2022
CountryUnited States
Structural dependencies observed
Institutional cooperation required
Outcome interpretation
Access remained possible under the reported conditions.
Source
Publicly Reported
Evidence type
News article
Related cases involving owner death
119 cases involve owner death 512 cases involve exchange custody View archive statistics →
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Framework references
Terms guide
Survives
Access remained possible under the reported conditions.
Constrained
Access remained possible, but only with delay, dependence, or significant difficulty.
Blocked
Access was not possible under the reported conditions.
Indeterminate
There was not enough information to determine the outcome.
Single-person knowledge
Recovery depended on information or capability held by one individual who was unavailable.
Institutional dependence
Recovery depended on a third-party institution or service that was inaccessible or uncooperative.
Documentation gap
Recovery depended on instructions that were missing, incomplete, or unclear.
Authority mismatch
The person with legal authority to act did not have operational access, or vice versa.
Original text
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