CustodyStress
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Part of the CustodyStress archive of observed Bitcoin custody incidents
CS-01061

Estate access failure — exchange custody (2022)

Survives
Case description
In the UK, Bitcoin held on exchanges formed part of a deceased's digital estate but required Letters of Administration or Grant of Probate before an exchange would act on executor instructions. For estates under the UK's small estates threshold, obtaining full probate purely for crypto access was disproportionately burdensome. Executors in 2022 reported average wait times of 12–20 weeks for probate grants due to HM Courts & Tribunals Service backlogs—leaving exchange-custodied Bitcoin inaccessible for months after death.
Custody context
Stress conditionOwner death
Custody systemExchange custody
OutcomeSurvives
DocumentationUnknown
Year observed2022
CountryUnited Kingdom
Structural dependencies observed
Institutional cooperation requiredLegal process required
Outcome interpretation
Access remained possible under the reported conditions.
Source
Publicly Reported
Evidence type
News article
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119 cases involve owner death 512 cases involve exchange custody View archive statistics →
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Framework references
Terms guide
Survives
Access remained possible under the reported conditions.
Constrained
Access remained possible, but only with delay, dependence, or significant difficulty.
Blocked
Access was not possible under the reported conditions.
Indeterminate
There was not enough information to determine the outcome.
Single-person knowledge
Recovery depended on information or capability held by one individual who was unavailable.
Institutional dependence
Recovery depended on a third-party institution or service that was inaccessible or uncooperative.
Documentation gap
Recovery depended on instructions that were missing, incomplete, or unclear.
Authority mismatch
The person with legal authority to act did not have operational access, or vice versa.
Original text
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